What Does General Liability Cover? 

General liability insurance is designed to protect your business from claims that can arise during normal operations. Landlords and clients often require this coverage, and it’s a smart way to safeguard your company’s finances and reputation.

Key Protections Offered by General Liability Insurance

General liability insurance typically covers the following:

• Bodily injury: If someone is injured on your business premises or due to your operations, general liability insurance can help cover medical expenses, legal fees and potential settlements. For example, if a customer slips and falls in your store, this coverage may help with their medical bills and any resulting lawsuits.
• Property damage: Accidents happen, and sometimes your business activities may cause damage to someone else’s property. General liability insurance can help pay for repairs or replacements and legal costs if you’re held responsible. This is especially important for businesses that work at client sites or interact with customer property.
• Legal costs: Defending your business against lawsuits can be expensive, even if you’re not at fault. General liability insurance typically covers attorney fees, court costs, and settlements or judgments related to covered claims. This protection can be crucial for small businesses that may not have the resources to handle legal battles on their own.

Contact Us

Our team works closely with business owners to assess their risks and recommend appropriate general liability coverage.

Ready to learn more about general liability insurance for your Illinois business? Contact us today at Illinois Insurance Family to discuss your coverage options and get a quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.